CDCP patients welcome
Canadian Dental Care Plan (CDCP) at York Road Dental
York Road Dental in Guelph accepts CDCP patients and bills the plan directly. Open Saturdays.
Your share of the cost depends on your income, and we explain any difference first. Call (519) 824-7333 to book or talk it over.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan is a federal program that helps eligible Canadian residents pay part of the cost of dental care. It is not free care, because it covers a portion of the cost. The Government of Canada sets the rules, and they can change.
There is no fee to apply or renew the plan. The Government of Canada warns about scams by mail, phone, text or email that ask for personal, banking or credit card details, so apply only through the official website.
CDCP eligibility depends on four requirements.
According to the Government of Canada, you must meet all four requirements to be eligible for the CDCP:
You have no private dental insurance
You filed your tax return in Canada
Your family income is below the limit
You are a Canadian resident for tax purposes
The limit is 90,000 dollars of adjusted family net income. Your spouse or common-law partner must meet the tax and residency requirements too. You also confirm every year that you have no access to private dental insurance, and the plan has renewal periods. For current dates, check the CDCP page on canada.ca.
What Does CDCP Cover?
The CDCP helps pay for a wide range of oral health services when your dentist recommends them. The Government of Canada groups these services as:
Diagnostic and preventive services
Basic services
Major services
Anesthesia services
Orthodontic services (not available now)
The Government of Canada lists fillings and root canals as basic services, and crowns, dentures and oral surgery as major services. It says orthodontic services are currently not available under the plan.
Some services, including those beyond set frequency limits, need preauthorization from the CDCP before you can have them. Not every request is approved. You may still choose treatment that the plan does not cover and pay for it yourself.
Whether a given treatment is covered depends on the plan's rules and limits. These pages explain the treatments: fillings, crowns, root canals, dentures and wisdom teeth removal. Ask us what your plan will pay before treatment starts.
For the full list of services and limits, see the CDCP Dental Benefits Guide and the Dental Benefit Grids, which are linked from the CDCP page on canada.ca. Your dentist recommends the care, and the plan decides whether it will pay.
How Do CDCP Co-Payments Work?
Your co-payment is the share of the CDCP fees that the plan does not pay, and it depends on your adjusted family net income. Here is how the Government of Canada sets it out:
Income below 70,000 dollars: you pay 0%
70,000 to 79,999 dollars: you pay 40%
80,000 to 89,999 dollars: you pay 60%
The CDCP fees are not always the same as what a dentist charges. You may pay extra if our fee is more than what the plan reimburses, or if you choose a service the plan does not cover. We explain any difference before treatment, so you know what to expect.
The Government of Canada also advises asking your provider about any costs the plan will not cover before you accept treatment. It publishes examples of co-payments and additional charges, which can help you see how this works for your income.
How Do We Handle CDCP Claims?
As a dentist accepting CDCP patients in Guelph, we bill claims directly to the plan. Tell our reception team that you have CDCP coverage when you book, and bring your coverage details. You pay only your co-payment and any extra charges, and we explain them before treatment.
Sun Life administers the plan, and we bill it directly. Dr. Natasha Kaushal, DMD, has been registered with the RCDSO as a general dentist since 8 June 2018.
To prepare, have this ready:
Your CDCP coverage details
A list of the medicines you take
Any questions about cost
We cannot say in advance how much your plan will pay for a treatment. We can tell you our fee and what we know of the plan's rules, and you can check the rest with the plan.
For other plans, we direct-bill all major insurers whenever possible, and in-house payment plans are available. See fees, insurance and payment plans. New here? Read what to expect on our new patients page.
Visits are paced to suit you. We explain each step, and we use numbing gel, a stop signal and breaks. If you feel nervous, see care for dental anxiety.
Questions About the CDCP
Do you accept the CDCP?
Yes. York Road Dental accepts patients covered by the Canadian Dental Care Plan and bills the plan directly. Tell our team when you book.
Does CDCP cover root canals?
York Road Dental does root canals, and the Government of Canada lists them as basic services. Some re-treatments need preauthorization, so ask us before treatment and check the plan's benefits guide.
Does CDCP cover fillings?
York Road Dental places fillings, and the Government of Canada lists them as basic services. Coverage depends on the plan's rules and limits, so ask us before treatment.
Does CDCP cover wisdom teeth removal?
York Road Dental can explain the treatment and your options before you decide. Coverage depends on the plan's rules, and some services need preauthorization.
Where can I check my CDCP application?
York Road Dental cannot see or change your application. Check its status on the Government of Canada website, where you can also check your renewal.
Book Your CDCP Visit in Guelph
Book your visit, or ask our team about your coverage. Bring your questions, and we will explain what we can. We are open Monday to Friday from 10:00 a.m. to 5:00 p.m. and Saturday from 10:00 a.m. to 3:00 p.m.